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 Dear Gertrude, As part of the USA PATRIOT Act, we are now required to have a residential street address on file for every participant. Our records indicate that there are participants at your institution for whom we have only a P.O. Box or business address on file. I am writing to let you know that we will be sending a letter in the coming weeks to these participants asking them to provide their residential street address. Participants will have the chance to provide their residential street address online by logging into their account, calling us or by mailing or faxing in the Request for Residential Street Address form. This form and a postage-paid envelope will be enclosed with the letter. This request is for verification purposes only and will not change the mailing address on file, unless the participant chooses to do so at this time. There are no repercussions for not updating the residential street address at this time but we may send additional mailings and communications if a participant chooses not to respond. If you have any questions, please contact the Administrator Telephone Center at 888 842-7782, Monday through Friday, 8 a.m. to 8 p.m. ET. Sincerely, 
Dirk Camilletti
Director | Institutional Relationships
TIAA-CREF | Financial Services
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